Requesting access to credit and finding the product that best suits your needs today is not easy. For what reason? Because competition is very high. In light of this aspect, it is worth considering the largest number of proposals. This is the only way to find the cheapest personal payday loan.
Cheapest personal payday loan: here’s how to find it
Finding the cheapest personal payday loan also means paying attention to some simple tricks, such as checking the APR. This item in fact collects all the costs of the product and must be examined when analyzing the various proposals.
Given this premise, we can start to see some specific solutions, starting from Unicredit’s personal payday loan portfolio. This credit institution provides customers with various solutions relating to non-finalized loans.
Among these is Credit Express Easy, a personal payday loan that is disbursed after checking creditworthiness. Thanks to this product, it is possible to access an amount between $ 1,000 and $ 5,000, repayable with an amortization plan that can range from 12 to 36 months. The request for the aforementioned loan, which has a fixed rate of 6.90%, must be made via the bank’s mobile app.
Personal payday loan at a subsidized rate: the Social Institute solution ex Government Agency
Analyzing the most convenient personal payday loan solutions also means considering the Social Institute ex Government Agency proposal, ie the small loan. This alternative access to credit is reserved for members of the Unified Management of credit and social benefits, both pensioners and workers in service activities.
It is a fixed rate loan of 4.25%. The customer who requests it must also take into account an administrative charge equal to 0.50% of the amount requested. As regards the amount that can be requested, we are talking about a figure between one and eight months’ salary (in the case of pensioners, the limit of the fifth transferable applies).
The amortization schedule can range from 12 to 48 months.
Fast personal payday loan: what Nice Bank proposes
We continue to talk about the solutions for those looking for the most convenient personal payday loan by analyzing the Nice Bank proposal. This credit institution allows you to request a non-finalized loan between $ 2,000 and $ 60,000, repayable in fixed rate installments.
The maximum duration of the amortization plan is 120 months.
Large loan: here’s how it works
We conclude the review of tips dedicated to those who want to find the most convenient personal payday loan by talking about the Large Loan of Best Bank. This product allows customers to access a maximum amount of $ 30,000. The sum in question is repayable with an amortization plan between 12 and 48 months.
The customer who requests it has the possibility, in case of economic difficulty, to postpone the payment by a maximum of 3 installments and to reduce the monthly amount up to 2 times during the amortization plan.